May I rant for a moment due to State Farm insurance? Yes? Thank you.
Back when I moved in March, I called the local State Farm office, wanting to transfer my New Jersey car and apartment insurance I had with them to New York. I had to call twice before I could spend the time to go through all the coverage options and blah blah blah. I probably spent about half an hour on the phone trying to work my coverage down to an affordable price. New York car insurance with them was more than New Jersey!
Well okay, I thought, I'll go with them for now, and then change it later. I just wanted coverage since I had moved. The woman I was dealing with said she would call my old agency, cancel that, and then call me back with all my info.
A week goes by and I don't hear anything. So I call her back and she's like, "What coverage options did you want again?" ARGH. So I went through the whole rigamarole *again*, and she said she would call back. Well, she never did.
Thus, I got pissed off at waiting, and went to Geico. I set that shit up online in like 15 minutes, called the dude, he e-mailed me a temporary insurance card, and the price per month? State Farm wanted over $200 a month and that was even with me dropping some coverage options. Geico? Only $68 a month, with full coverage.
I called State Farm back *again* because I still hadn't heard from this woman, and basically said You know what? NEVERMIND. She couldn't get her shit together, she never called me, so forget it. And I'm saving money.
My problem? I'm getting bills from State Farm! For whatever reason this woman couldn't get her shit together when I needed it, but my policy somehow wound up getting through, and I keep getting bills. Like, $255 worth of bills. If this screws up my credit I'm gonna hit the roof.
So once again I called this morning and talked to another woman and told her that because Woman 1 never called me back in March, I went with someone else, called her to tell her nevermind, but I'm still getting bills. WTF? I've had Geico since April 12 or 13, which is when I canceled my New Jersey State Farm (because the woman never did!).
Now Woman 2 told me to call back in 20 minutes (again, WTF?) because she was "on hold with the company" whatever that means.
Thank GOD my direct debit was discontinued.
The thing I'm worried about is that the New York office may think I owe them for April-May, which is why I keep getting billed. I received the cancellation confirmation, which was dated May 12, but they need to understand that I *never actually had the damn insurance at all*. UGH. Shit like this (like an insurance bill overdue) can get my credit screwed up.
I still have my cold by the way, although it's slowly moving its way out.
Weekend was filled with cleaning and cutting up moving boxes and hot dogs on the George Foreman grill.
Hope everyone had a pleasant holiday!